Open business loans for African entrepreneurs — researched daily, every link tested and every programme page read to confirm it is still accepting applications. Save the ones that fit, get deadline reminders, and use the AI tools to apply well.
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SEFA provides loan financing to small, medium and micro enterprises (SMMEs) across all sectors in South Africa. Funding is available via direct…
South AfricaAgricultureManufacturingThe NEF funds black-owned and black-empowered businesses in South Africa through equity, loans, and quasi-equity instruments. Products include the uMnotho Fund (business…
South AfricaAgricultureManufacturingThe IDC provides risk capital in the form of loans, equity, and quasi-equity to South African SMMEs across productive sectors including manufacturing,…
South AfricaManufacturingAgricultureAGF provides partial credit guarantees to financial institutions to improve SME access to finance across Africa.
Nigeria
Ghana+6AgricultureManufacturingIndustrial Development Corporation supports South African businesses developing green and renewable energy solutions.
South AfricaEnergyManufacturingThe International Fund for Agricultural Development (IFAD) provides concessional loans and grants to governments and, through them, to rural enterprises, cooperatives, and…
The AEDP provides trade finance, working capital, and export credit facilities to African SMEs seeking to expand intra-African or international trade under…
AFAWA is an AfDB initiative that makes it easier for women-led SMEs to borrow. It shares lending risk with banks, offers guarantees…
Nigeria All AfricaAll sectorsAgricultureSunFunder (now part of Nuveen) provides debt financing to solar energy businesses and off-grid clean energy SMEs across Africa, enabling them to…
IFAD channels concessional loans and grants through partner governments and rural financial institutions to support smallholder farmers, agri-cooperatives, and rural enterprises across…
Afreximbank's SME Finance Programme provides trade finance, working capital, and structured lending facilities to African small and medium enterprises engaged in intra-African…
Injaro provides growth capital to agribusinesses across West and East Africa.
Nigeria Ghana+4AgricultureThe Rivers State Government, through the Rivers State Opportunities Commission (RIVOC) and partnerships with SMEDAN, supports SMEs in Rivers State with grants,…
NigeriaOil & Gas ServicesAgricultureFairMoney offers instant digital business loans through its mobile banking app, targeting Nigerian micro-entrepreneurs and SMEs who need quick access to working…
NigeriaTradeServicesCarbon provides fast digital business loans to Nigerian SMEs and entrepreneurs through its mobile app and web platform, with no physical collateral…
NigeriaTradeServicesAB Microfinance Bank Nigeria provides business loans specifically tailored for micro, small, and medium enterprises that may lack access to traditional banking…
NigeriaTradeManufacturingMoniepoint (formerly TeamApt) offers data-driven business loans to SMEs that use the Moniepoint POS or banking platform, leveraging transaction history to determine…
NigeriaTradeRetailGuaranty Trust Bank's SME MarketHub offers working capital and term loans to small and medium enterprises operating across various sectors in Nigeria.…
NigeriaRetailManufacturingZenith Bank's SME Loan Scheme offers short-term and medium-term credit facilities to small and medium enterprises to finance working capital needs, asset…
NigeriaManufacturingTradeLow-interest loans from the Lagos State Employment Trust Fund for businesses that operate in Lagos. There are tracks for existing micro businesses,…
NigeriaDBN doesn't lend to businesses directly. It provides long-term funding to commercial banks, microfinance banks and other Participating Financial Institutions (PFIs), which…
NigeriaAnyA national microfinance bank, owned by the Bankers' Committee, NIRSAL and NIPOST, with 100+ branches. It offers small-business, women's group (Amazon) and…
NigeriaAgricultureAgribusinessTADB provides affordable credit facilities to smallholder farmers, agribusinesses, and agricultural SMEs in Tanzania. Loans cover working capital, equipment, and value-chain investments…
TanzaniaAgricultureAgribusinessThe Small Industries Development Organisation (SIDO) offers subsidised loans and business development support to small and micro enterprises across Tanzania. The scheme…
TanzaniaManufacturingServices
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