BOI's online portal for loans across manufacturing, agro-processing, creative, ICT and services. You need a registered business and KYC documents. Single-digit rates are advertised for MSME products, but terms vary by facility.
BOI's online portal for all its conventional loans and non-interest financing, including the N75bn FGN/BOI MSME Intervention Fund and the youth and women-owned business products. It went live on 2 October 2026 and replaces paper applications. Terms: Varies by product. BOI advertises single-digit rates for MSME products; no rate is published for the N75bn MSME fund.
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BOI assesses applications based on your business registration status, financial health, business plan quality and ability to meet the chosen facility's criteria. The portal standardises the application process, replacing the previous paper-based system. Processing time and approval notification method are not stated; contact BOI directly for timelines on your chosen facility.
What reviewers look for
The portal handles multiple facilities with different amounts. The FGN/BOI MSME Intervention Fund is N75 billion in total allocation. Specific individual loan limits are not published; apply to see what you qualify for, or contact BOI directly.
Yes. BOI has youth and women-owned business products available via the MyBOI Portal. Check the facility criteria when you log in to confirm your eligibility for these specific offerings.
BOI advertises single-digit rates for MSME products. No specific rate is published for the N75 billion MSME fund. Rates vary by product and facility; you will see this information when you review your chosen facility's terms.
Collateral details are required as part of your application. Whether collateral is mandatory, and what form it can take, depends on the specific facility. You will learn this when you select your loan product.
No. A registered business with an RC (Registration Certificate) or BN (Business Name) number is a core requirement. Register your business first, then apply through MyBOI.
Guide written from the official programme page on 15 October 2026. Funders change their rules, so confirm the details on the official page before you apply.
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