Funding readiness

How ready are you for funding?

See your readiness score, the 5 programmes you should prepare for, and exactly what to do next to become fundable.

Is your business ready for funding?

Funders turn down good businesses for missing basics: no CAC registration, no bank statements, no clear use of funds. The readiness assessment scores your business out of 100 against the 12 things funders and lenders ask for most, tells you what is missing and which programmes to prepare for first.

Check my readiness, free Free account in 30 seconds, with Google or email. No card needed. Already have one? Sign in

58/100

Example result · sample data

Getting there: 7 of 12 done

Registered with CAC
6 months of sales records
No tax ID (TIN) yet
No business bank statement

Next step: get your TIN free from the JTB portal. Top target: a youth agribusiness grant closing in 5 weeks.

What you get

Readiness score

A score out of 100, updated as you add documents and records.

12-point checklist

Each item explained, with where and how to get it in Nigeria.

Your top 5 targets

Open programmes that fit your business, country and stage.

Action plan

On Pro: a 30/60/90-day plan built around your real deadlines.

How it works

1
Answer a few questions
Your business stage, registration, records and documents. About 2 minutes.
2
See your score
Your score, what is done and what is missing, item by item.
3
Improve and re-check
Tick items off as you complete them. The score updates straight away.

The 12 things the score measures

Registered with CAC: A business name or a limited company. Most grants and every loan ask for it.
Tax ID (TIN): Banks, government funds and many grants ask for it.
Business bank account: An account in the business name, not your personal account.
6–12 months of bank statements: Lenders use them to see your sales and whether you can repay.
Valid ID, BVN and NIN: National ID, voter's card, passport or driver's licence, plus BVN and NIN.
State resident ID (e.g. LASSRA): Some state funds require it, e.g. LSETF in Lagos.
Sales and expense records (3+ months): Proof of what you sell and your profit. Filled in from your GrantPilot sales-and-expenses book.
Business plan scoring 70+: Filled in from your Readiness Score checks.
Pitch deck: Accelerators, competitions and investors ask for one. Filled in when you create one on GrantPilot.
Financial projections (12–36 months): Expected sales, costs and profit. Filled in when you create them on GrantPilot.
Online presence: A WhatsApp Business profile, Instagram or Facebook page, or a simple website with your products and contacts.
Clear impact story: Jobs you create, women or youth you employ, problem you solve, in numbers.

Who it is for

First-time applicantsBusinesses preparing for a loanFounders applying to acceleratorsWomen- and youth-led businessesNGOs and co-operatives

What each plan includes

Free₦0Your score, the 12-point checklist and your top 5 programmes

Starter₦500/monthYour score, the 12-point checklist and your top 5 programmes

Pro₦2,500/monthPlus what is missing for each target, a 30/60/90-day plan and a monthly progress email

Business₦7,500/monthPlus what is missing for each target, a 30/60/90-day plan and a monthly progress email

Paid plans are one-off payments for a month or a year. They do not renew automatically. Compare all plans

Questions people ask

Is the assessment free?

Yes. The score, checklist and top 5 programmes are free. Pro adds the per-programme gap list and the 30/60/90-day plan.

Does a high score mean I will get funding?

No. Funders make their own decisions. A high score means you have the basics they usually ask for, so your application is not rejected for a missing document.

Who sees my answers?

Only you.

Check my readiness, free