GrantPilot does not give out this funding; AB Microfinance Bank Nigeria does. We help you find it, check it is real and get ready to apply.
AB Microfinance Bank offers loans of ₦20–20 million for established SMEs with 12+ months operating history. You need a physical location, proven track record, and willingness to host a field visit from their loan officer.
Business loans from ₦20 million and above for established SMEs with proven 12+ months operating history. Offers flexible documentation, competitive interest rates, and 6-24 month repayment terms. No audited financial statements required.
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Business owner aged 21+, Nigerian resident, business must exist for 12+ months, physical shop or office location required, proven track record of business operation. Field visit by AB loan officer included in assessment.
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AB Microfinance Bank assesses your application through a field visit by a loan officer, who inspects your business premises and verifies your operating history. The bank does not require audited financial statements but will review your bank statements, transaction records, and proof of 12+ months of trading. After this assessment, the bank makes a lending decision and, if approved, confirms your loan terms.
What reviewers look for
No. AB Microfinance Bank does not require audited financial statements. You must provide bank statements or transaction records and proof of 12+ months of business operation.
The listing states the bank offers competitive interest rates, but the exact rate is not published here. Contact your nearest branch for a quote based on your loan amount and business profile.
You are not eligible for this SME Loan. AB requires a proven 12+ month operating history. The bank also offers Micro Loans for newer traders; contact them to enquire.
No fixed deadline. This is a rolling loan product, so you can apply at any time during the bank's operating hours.
The sources do not state a timeframe. Contact your nearest branch directly for an estimate; it typically depends on how quickly you submit documents and the field visit can be scheduled.
Guide written from the official programme page on 1 November 2026. Funders change their rules, so confirm the details on the official page before you apply.
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