GrantPilot does not give out this funding; Access Bank Plc does. We help you find it, check it is real and get ready to apply.
Access Bank lends up to ₦10 million at 17% p.a. to entrepreneurs aged 21–40 for business expansion and working capital, with no collateral required and cashflow-based assessment.
Designed for young entrepreneurs aged 21–40. Offers affordable financing up to ₦10 million at 17% p.a. for business expansion and working capital. No collateral required; available to new and existing customers with flexible cashflow-based assessment.
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Age 21–40; business registration (CAC); minimum 6 months bank statements; no collateral required; BVN/NIN; business address and operation proof.
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Access Bank assesses your application based on cashflow rather than collateral. The bank will review your 6 months of bank statements to understand your business income and ability to repay. You can apply as a new customer, so existing banking history with Access Bank is not required. The bank states no specific timeline, but you should expect assessment to take several weeks.
What reviewers look for
No. Access Bank approves this loan without collateral, using your cashflow as the basis for assessment.
17% per annum, fixed for the life of the loan.
Minimum ₦1 million, maximum ₦10 million.
No. The loan is available to both new and existing customers.
The sources do not specify a repayment tenor. Contact the bank directly to confirm the term options for your loan amount.
Guide written from the official programme page on 7 November 2026. Funders change their rules, so confirm the details on the official page before you apply.
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