GrantPilot does not give out this funding; Enko Capital Rwanda (fund manager), Rwanda Social Security Board (RSSB), co-investors does. We help you find it, check it is real and get ready to apply.
Debt financing of US$100 million for established Rwandan SMEs, offering 5–10 year loans in local currency with technical support. You must have 3+ years of trading and proven revenue to qualify.
US$100 million long-term SME financing facility targeting established Rwandan small and medium enterprises. Provides 5–10 year debt instruments with flexible terms, technical assistance facility, and local-currency financing. Anchored by Rwanda Social Security Board (RSSB) as largest investor.
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Established Rwandan SMEs only (no startups). Minimum 3 years of commercial operations. Proven revenue and commercial traction. Registered in Rwanda. Businesses demonstrating consistent sales and market demand. Target sectors: manufacturing, agriculture, services, trade aligned with Rwanda's Vision 2050 priorities.
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Enko Capital, the fund manager, reviews applications to assess the strength of your business operations, revenue history, and alignment with Rwanda's development priorities. The fund is backed by the Rwanda Social Security Board as the largest investor. Typically, the fund manager will conduct due diligence on your financials and market position before making a lending decision. Specific timelines and assessment criteria beyond demonstrated traction are not published.
What reviewers look for
The fund has US$100 million available for SMEs, but individual loan amounts are not published. Contact Enko Capital directly to discuss what size of facility your business may qualify for.
The fund offers 5–10 year debt instruments with flexible terms. Specific rates are not published and will be determined during the application and due diligence process.
Yes. The fund specifically provides local-currency financing, meaning you can borrow and repay in Rwandan francs, reducing currency risk.
No. The fund requires a minimum of 3 years of commercial operations. You would need to wait until you have completed 3 full years of trading.
This is a loan facility only. However, the fund includes a technical assistance component alongside financing, which can support your business development.
Guide written from the official programme page on 5 November 2026. Funders change their rules, so confirm the details on the official page before you apply.
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Rwanda