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EU-backed loan scheme linking diaspora savings in Europe to fund micro and small businesses in 10 African countries (2025–2028). You need a registered business and a documented family member or investor in the EU.
EU-backed €29 million programme (2025–2028) that leverages diaspora savings and remittances from Africa's expatriate communities in Europe to fund micro and small business growth across 10 sub-Saharan African countries.
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Micro and small businesses in eligible countries with connection to diaspora family members/investors in Europe. Businesses must be registered. Diaspora investors must be documented or have provable residency in EU.
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Applications are assessed by the programme's implementing partners and lending institutions against eligibility criteria and business viability. The EU has backing from 13 EU Member States, the European Investment Bank, and regional development finance partners, so assessment typically includes a credit review of the business and verification of the diaspora connection. Timescale and exact decision process are not yet published; you should expect a response within 4–8 weeks of a complete submission, though this is typical for EU-backed schemes rather than guaranteed.
What reviewers look for
The listing says the fund leverages diaspora savings and remittances, suggesting investment or co-lending. The exact structure is not detailed; ask the implementing partner for your country during application.
The eligibility states 'family members/investors', so documented investors (not just family) appear eligible. Confirm this with the programme administrator.
The listing does not specify minimum or maximum loan sizes. Contact the implementing partner for your country for details on typical loan ranges.
The programme runs 2025–2028, but no specific application deadline has been published. The scheme is likely rolling (accept applications throughout), so apply as soon as you are ready.
The scheme targets SMEs and micro-enterprises but does not state a minimum trading period. Early-stage businesses may apply; contact the programme to discuss your specific situation.
Guide written from the official programme page on 15 November 2026. Funders change their rules, so confirm the details on the official page before you apply.
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