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Open Business Loan International

Green Financing for Women Entrepreneurs in Africa (GIZ-Melanin Kapital Initiative)

GIZ Uganda, IYBA WE4A Project, Melanin Kapital · International Organisation
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Quick answer

Is it real?
Yes. This is a real programme run by GIZ Uganda, IYBA WE4A Project, Melanin Kapital. GrantPilot checked its official page on 3 November 2026.
Status
Open (no fixed deadline, or applications accepted on a rolling basis).
What you can get
$1,000 – $85,000
Who can apply
Women must own or lead the business (see the full list below)
How to apply
Directly to GIZ Uganda, IYBA WE4A Project, Melanin Kapital on their official page (iyba-we4a.eu). Applying is free: never pay anyone to apply or to "release" funds.

GrantPilot does not give out this funding; GIZ Uganda, IYBA WE4A Project, Melanin Kapital does. We help you find it, check it is real and get ready to apply.

About this opportunity

Provides rolling loans of $1,000‑$85,000 to women‑led SMEs in clean‑tech, renewable energy or green manufacturing across eight African countries; you must have at least six months trading and meet a minimum revenue threshold before you can apply.

Rolling loan programme targeting women-led businesses in clean technology and green sectors across 8 African countries. Offers green asset financing and working capital loans ($1,000–$85,000) for women entrepreneurs in clean tech, renewable energy, and green manufacturing.

Who can apply

  • Women must own or lead the business
  • Business must be formally registered
  • Minimum six months operational history
  • Annual revenue of at least $5,000 for green asset financing or $10,000 for working‑capital loans
  • Operating in Cameroon, Kenya, Malawi, Mozambique, Senegal, Tanzania, Uganda or Zambia
  • Operating in clean technology, renewable energy or green manufacturing sectors

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Full eligibility wording from the listing

Women-led, registered business with minimum 6 months operational history; minimum annual revenue $5,000 (green asset financing) or $10,000 (working capital); women must own/lead the business; operating in one of 8 eligible countries in clean tech, renewable energy, or green sectors.

Documents you will need

  • Certificate of incorporation or business registration
  • National ID or passport of the woman owner/leader
  • Recent bank statements (last 3 months)
  • Audited or management financial statements showing revenue
  • Invoices, purchase orders or carbon off‑take agreements to be financed
  • Tax identification number (TIN) certificate

Missing a business plan or CV? Write one for this funder · Build your CV

How to apply, step by step

  1. Create an account on the Melanin Kapital online platform
  2. Upload the required documents and verify your identity
  3. Select the financing type (invoice discounting, purchase‑order or carbon‑off‑take) and enter the amount
  4. Submit the application for underwriting
  5. Sign the loan agreement electronically if approved
  6. Draw the funds to your business bank account
Save and track it and we will email you 14 days, 7 days, 3 days, 24 hours and on the morning of the deadline.

How applications are selected

Applications are underwritten on a cash‑flow basis: the reviewers check your invoices, purchase orders or carbon off‑take, verify buyer credit, confirm revenue thresholds and ensure the business operates in a green sector. Decisions are made on a rolling basis; once approved, the facility is opened and you can draw funds immediately, with repayments linked to buyer payments.

What reviewers look for

  • Strong, verified buyer invoices or purchase orders are the key trigger for approval
  • Demonstrate clear green impact – solar, irrigation, cold‑chain, up‑cycling, etc.
  • Revenue above the minimum threshold and consistent cash‑flow improve your odds
  • Lack of a real order or invoice will lead to rejection
  • Women leadership must be documented and evident in the ownership structure

Frequently asked questions

Can I apply if my business is only six months old?

Yes, the minimum operational history is six months.

What is the maximum loan I can receive?

The programme offers up to $85,000 per facility.

Do I need to provide collateral?

No collateral is required; financing is secured against unpaid invoices, purchase orders or carbon off‑takes.

How is repayment structured?

Repayment follows the payment schedule of your buyer; as the invoice is paid, the loan is repaid automatically.

Is there a fixed application deadline?

The programme runs on a rolling basis with no set deadline.

Guide written from the official programme page on 3 November 2026. Funders change their rules, so confirm the details on the official page before you apply.

How GrantPilot can help you apply

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