Open business loans for African entrepreneurs — researched daily, every link tested and every programme page read to confirm it is still accepting applications. Save the ones that fit, get deadline reminders, and use the AI tools to apply well.
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The Rivers State Government, through the Rivers State Opportunities Commission (RIVOC) and partnerships with SMEDAN, supports SMEs in Rivers State with grants,…
NigeriaOil & Gas ServicesAgricultureFairMoney offers instant digital business loans through its mobile banking app, targeting Nigerian micro-entrepreneurs and SMEs who need quick access to working…
NigeriaTradeServicesCarbon provides fast digital business loans to Nigerian SMEs and entrepreneurs through its mobile app and web platform, with no physical collateral…
NigeriaTradeServicesAB Microfinance Bank Nigeria provides business loans specifically tailored for micro, small, and medium enterprises that may lack access to traditional banking…
NigeriaTradeManufacturingMoniepoint (formerly TeamApt) offers data-driven business loans to SMEs that use the Moniepoint POS or banking platform, leveraging transaction history to determine…
NigeriaTradeRetailGuaranty Trust Bank's SME MarketHub offers working capital and term loans to small and medium enterprises operating across various sectors in Nigeria.…
NigeriaRetailManufacturingZenith Bank's SME Loan Scheme offers short-term and medium-term credit facilities to small and medium enterprises to finance working capital needs, asset…
NigeriaManufacturingTradeLow-interest loans from the Lagos State Employment Trust Fund for businesses that operate in Lagos. There are tracks for existing micro businesses,…
NigeriaDBN doesn't lend to businesses directly. It provides long-term funding to commercial banks, microfinance banks and other Participating Financial Institutions (PFIs), which…
NigeriaAnyA national microfinance bank, owned by the Bankers' Committee, NIRSAL and NIPOST, with 100+ branches. It offers small-business, women's group (Amazon) and…
NigeriaAgricultureAgribusinessAFAWA is an AfDB initiative that makes it easier for women-led SMEs to borrow. It shares lending risk with banks, offers guarantees…
Nigeria All AfricaAll sectorsAgricultureNIRSAL (Nigeria Incentive-Based Risk Sharing System for Agricultural Lending) de-risks agricultural lending by providing partial credit guarantees and technical assistance to enable…
NigeriaAgricultureAgribusinessA ₦20 billion loan fund for women-founded businesses, run by Sterling Bank with the Development Bank of Nigeria. Each business can borrow…
NigeriaHealthcareEducationA single-digit loan for women-owned MSMEs: ₦500,000 to ₦3 million at 9% a year over 12 to 24 months. Businesses can use…
NigeriaFood and beverageCateringZenith's SME account package comes with SME loans, asset finance and digital loans. Limits depend on the account tier: up to ₦2m…
NigeriaAll sectorsA federal credit scheme from CREDICORP for Nigerians aged 18 to 39. It has three tracks: NYSC corps members, salaried young workers…
NigeriaAnyA Bank of Industry loan fund for women-owned and women-led businesses. NCGC guarantees part of each loan, so collateral requirements are lighter…
NigeriaManufacturingICTRenewed Hope Rural Area Programme on Investment for Development. It offers low-interest BOI loans for nano, micro and small businesses and community…
NigeriaAnyBOI's online portal for all its conventional loans and non-interest financing, including the N75bn FGN/BOI MSME Intervention Fund and the youth and…
NigeriaManufacturingAgro-processingNEXIM lends to export-oriented SMEs through its SME Export Facility and its Women and Youth Export Facility (WAYEF). It covers working capital,…
NigeriaExportAgro-processingA state-backed loan programme run with the Bank of Industry for MSMEs headquartered in Akwa Ibom. Micro businesses can borrow up to…
NigeriaAnyThe Women Entrepreneurs Finance Initiative (We-Fi) channels blended finance and grants through partner financial institutions across Sub-Saharan Africa to close the financing…
Nigeria
Kenya+6AgricultureManufacturingThe Graduate Entrepreneurship Fund is a BOI initiative designed to provide affordable loan financing to Nigerian graduates who want to start or…
NigeriaAgricultureManufacturingThe National Youth Investment Fund is a Federal Government of Nigeria initiative managed by the Federal Ministry of Youth and Sports Development…
NigeriaTechnologyAgriculture
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