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Business loans in Nigeria (2026)

Open business loans in Nigeria — researched daily, every link tested and every programme page read to confirm it is still accepting applications. Save the ones that fit, get deadline reminders, and use the AI tools to apply well.

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Showing 24 of 25 opportunities in Nigeria

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Loan NEWOpen

LSETF MSME Loans Programme 2026

Lagos State Employment Trust Fund (LSETF)

Low-interest loans from the Lagos State Employment Trust Fund for businesses that operate in Lagos. There are tracks for existing micro businesses,…

NigeriaAny
₦50,000 – ₦5,000,000 Rolling
Loan NEWOpen

NIRSAL Agricultural Value Chain Financing

NIRSAL Plc verified

NIRSAL (Nigeria Incentive-Based Risk Sharing System for Agricultural Lending) de-risks agricultural lending by providing partial credit guarantees and technical assistance to enable…

NigeriaAgricultureAgribusiness
₦100,000 – ₦500,000,000 Rolling
Loan NEWOpen

Sterling Women Empower Fund (SWEF)

Sterling Bank & Development Bank of Nigeria verified

A ₦20 billion loan fund for women-founded businesses, run by Sterling Bank with the Development Bank of Nigeria. Each business can borrow…

NigeriaHealthcareEducation
Up to ₦75,000,000 Rolling
Loan NEWOpen

FirstBank FirstGem Fund Scheme

First Bank of Nigeria verified

A single-digit loan for women-owned MSMEs: ₦500,000 to ₦3 million at 9% a year over 12 to 24 months. Businesses can use…

NigeriaFood and beverageCatering
₦500,000 – ₦3,000,000 Rolling
Loan NEWOpen

Zenith Bank SME Grow My Biz Loans

Zenith Bank verified

Zenith's SME account package comes with SME loans, asset finance and digital loans. Limits depend on the account tier: up to ₦2m…

NigeriaAll sectors
Up to ₦10,000,000 Rolling
Loan NEWOpen

YouthCred Youth Credit Scheme 2026

Nigerian Consumer Credit Corporation (CREDICORP) verified

A federal credit scheme from CREDICORP for Nigerians aged 18 to 39. It has three tracks: NYSC corps members, salaried young workers…

NigeriaAny
₦5,000 – ₦5,000,000 Rolling
Loan NEWOpen

BOI Guaranteed Loans for Women (GLOW)

Bank of Industry (BOI) with Nigeria Credit Guarantee Company (NCGC) verified

A Bank of Industry loan fund for women-owned and women-led businesses. NCGC guarantees part of each loan, so collateral requirements are lighter…

NigeriaManufacturingICT
Amount varies Rolling
Loan NEWOpen

BOI RAPID Programme (Rural MSME Loans)

Bank of Industry (BOI) verified

Renewed Hope Rural Area Programme on Investment for Development. It offers low-interest BOI loans for nano, micro and small businesses and community…

NigeriaAny
Up to ₦10,000,000 Rolling
Loan NEWOpen

AKSG–BOI MSME Loan Programme (Akwa Ibom)

Akwa Ibom State Government (AKICORP) and Bank of Industry verified

A state-backed loan programme run with the Bank of Industry for MSMEs headquartered in Akwa Ibom. Micro businesses can borrow up to…

NigeriaAny
Up to ₦100,000,000 Rolling
Loan NEWOpen

IFAD Smallholder and Agribusiness Financing

International Fund for Agricultural Development (IFAD) verified

IFAD channels concessional loans and grants through partner governments and rural financial institutions to support smallholder farmers, agri-cooperatives, and rural enterprises across…

All AfricaAgricultureRural Finance
$100,000 – $50,000,000 Rolling
Loan NEWOpen

WE Fund Africa (Women Entrepreneurs Finance Initiative — Africa)

Women Entrepreneurs Finance Initiative (We-Fi) / World Bank Group verified

The Women Entrepreneurs Finance Initiative (We-Fi) channels blended finance and grants through partner financial institutions across Sub-Saharan Africa to close the financing…

Nigeria Kenya+6AgricultureManufacturing
$5,000 – $300,000 Rolling
Loan NEWOpen

Afreximbank African SME Finance Programme

African Export-Import Bank (Afreximbank) verified

Afreximbank's SME Finance Programme provides trade finance, working capital, and structured lending facilities to African small and medium enterprises engaged in intra-African…

All AfricaTradeManufacturing
$100,000 – $5,000,000 Rolling
Loan NEWOpen

BOI Graduate Entrepreneurship Fund (GEF)

Bank of Industry (BOI) / NYSC verified

The Graduate Entrepreneurship Fund is a BOI initiative designed to provide affordable loan financing to Nigerian graduates who want to start or…

NigeriaAgricultureManufacturing
₦500,000 – ₦5,000,000 Rolling
Loan NEWOpen

National Youth Investment Fund (NYIF)

Federal Ministry of Youth and Sports Development / NYIF Secretariat verified

The National Youth Investment Fund is a Federal Government of Nigeria initiative managed by the Federal Ministry of Youth and Sports Development…

NigeriaTechnologyAgriculture
₦250,000 – ₦3,000,000 Rolling
Loan NEWOpen

ACUMEN West Africa Fund

Acumen Fund verified

Acumen invests patient capital in businesses addressing poverty in West Africa.

Nigeria Ghana+3AgricultureHealth
$500,000 – $3,000,000 31 Oct 2026 · 16d left
Grant NEWOpen

Women Development Fund Nigeria

Federal Ministry of Women Affairs verified

Federal programme providing grants and loans to women entrepreneurs across Nigeria.

NigeriaAgricultureFashion
₦50,000 – ₦1,000,000 30 Nov 2026 · 46d left
Loan NEWOpen

African Guarantee Fund for SMEs

African Guarantee Fund verified

AGF provides partial credit guarantees to financial institutions to improve SME access to finance across Africa.

Nigeria Ghana+6AgricultureManufacturing
$50,000 – $2,000,000 31 Dec 2026 · 77d left

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